What industries does the CDR apply to?

The Consumer Data Right (CDR) system is planned to be introduced in stages from July 2020, starting in the banking sector. Once introduced, you will be able to access your CDR data from your bank.

After the banking sector, the CDR will become available in the energy and telecommunications sectors, and eventually it may apply to other services across the economy.

What is a CDR-accredited business?

The Australian Competition and Consumer Commission (ACCC) will accredit businesses to participate in the CDR system. These businesses are also known as accredited data recipients (ADRs), or accredited providers.

To gain accreditation, a business must meet stringent requirements in relation to:

  • data collection, usage and storage
  • protecting your privacy, and
  • obtaining your consent.

An accredited provider will display this logo on their website and promotional materials.

CDR accredited mark shows the accredited provider’s logo alongside the CDR brand symbol which is a stylized graphical image of a person’s head and shoulders surrounded by a halo-like array representing data.

If you’re uncertain if a business is accredited for the CDR system you will be able to search for them on a register.

If an accredited provider breaches its obligations under the CDR Rules, privacy safeguards or general privacy law, they can have their accreditation suspended or cancelled, or they can be fined or face other regulatory action from us or the ACCC.

Learn more about the Consumer Data Right and the accreditation scheme on the CDR website. You can also read more about the CDR on the Treasury’s website.

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