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Australian Government - Office of the Australian Information Commissioner - Home

Credit reporting privacy code varied

The registered credit reporting privacy code (CR code) has now been varied. Following an application by the Australian Retail Credit Association the Information Commissioner today approved a variation to extend the 5 day 'grace period' to 14 days, for repayment history information to be classified as a missed payment. The varied CR code has been registered on the OAIC's Codes register.