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An independent review of the Privacy (Credit Reporting) Code 2014 Version 2.1 commenced in 2021 and will conclude in 2022.

Privacy (Credit Reporting) Code 2014 (Version 2.3)

This version of the CR Code (v2.3) has been in force since 1 July 2022 and can be found in the Codes Register.

Privacy (Credit Reporting) Code 2014 (Version 2.2)

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This version of the CR Code (v2.2) was in force from 21 April 2022 to 30 June 2022.

  • This followed an application by the Australian Retail Credit Association (ARCA) on 6 September 2021 (and amendments to the application dated 18 February 2022) to vary the registered CR Code in accordance with section 26T of the Privacy Act 1988.
  • The CR Code (v2.2) incorporated some minor amendments regarding access to credit information.

Privacy (Credit Reporting) Code 2014 (Version 2.1)

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This version of the CR Code (v2.1) was in force from 14 February 2020 to 21 April 2022.

Privacy (Credit Reporting) Code 2014 (Version 2.0)

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This version of the CR Code (v2) was in force from 1 July 2018 to 13 February 2020.

Privacy (Credit Reporting) Code 2014 (Version 1.2)

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This version of the CR code (v1.2) was in force from 24 April 2014 to 30 June 2018. Variations to v1.2 were made following the 2017 independent review of the CR code.

Credit Reporting Privacy Code (CR code) (Version 1.1)

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This version of the CR code (v1.1) was in force from 3 April 2014 to noon AEST 24 April 2014. The only difference between this version and CR code v1.0 (the original CR code) was to change the grace period in paragraph 8.1(b) from 5 to 14 days.

Credit Reporting Privacy Code (CR code) (Version 1.0)

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This version of the CR code (the original CR code) was in force from 12 March 2014 to noon AEDT on 3 April 2014.