Access your credit report

A credit reporting body must give you access to your consumer credit report for free once every 12 months.

You can also request a free copy if:

• you’ve been refused credit within the past 90 days, or
• your credit-related personal information has been corrected

At other times a credit reporting body may charge a fee, but it mustn’t be excessive.

You can request a copy of your credit report from these credit reporting bodies:

• Equifax, phone 138 332
• Experian, phone 1300 783 684
• illion, phone 1300 734 806

Credit reporting bodies may hold different information about you, so you may need to request a copy of your credit report from all three of them.