Access your credit report

Last updated: 14 August 2019

On this page

  • When you can get a copy of your credit report for free
  • Who to contact to get your credit report

A credit reporting body must give you access to your consumer credit report for free once every 12 months.

You can also request a free copy if:

  • you’ve been refused credit within the past 90 days, or
  • your credit-related personal information has been corrected

At other times a credit reporting body may charge a fee, but it mustn’t be excessive.

You can request a copy of your credit report from these credit reporting bodies:

Credit reporting bodies may hold different information about you, so you may need to request a copy of your credit report from all three of them.

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